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Our Sponsor Offers Teen-Driver Insurance Quotes
The State of Minnesota Graduated License SystemThe State of Minnesota Graduated License System is designed to move teen drivers Incrementally towards full licensure. The graduated system limits high risk driving situations through restrictions and increases adult supervision. Before the novice driver can move forward through the graduated licensing system, they must meet certain performance and educational criteria that strengthens their driving knowledge, skill and confidence. The State of Minnesota Instruction Permit – Phase 1Applicants for the phase 1 permit must be a minimum of 15 years of age and have signed permission from a parent or legal guardian to apply. The teen applicant must have completed a minimum of 30 hours of classroom training and currently be enrolled in on-the-road driver training. The teen driver must pass a vision screening and a written test. After the teen driver has been issued the instruction permit they must be accompanied by a driving instructor, licensed parent, legal guardian or a licensed driver that is a minimum of 21 years of age. All passengers under the age of 18 must wear a safety belt or be properly restrained in a child safety seat when the permit holder is driving. Permit holders are not allowed to talk on a cell phone while they are driving and a hands free device is not allowed. The State of Minnesota Provisional License – Phase 2
You must be a minimum of 16 years of age to apply for the phase 2 provisional license. The applicant must have completed driver education and held a Instructional Permit for a minimum of 6 months without a conviction for a moving violation, alcohol or a controlled substance. Teen drivers must pass a road test to receive a phase 2 provisional license. The responsible adult that signs the Provisional license application must certify that the teen applicant has completed a minimum of 30 hours of supervised driving in the presence of a licensed adult driver that is a minimum of 21 years of age. 10 of the 30 hours of supervised driving must have been nighttime driving. Teen drivers that are granted a provisional license must ensure that all passengers under the age of 18 are properly restrained with a safety belt or a child safety seat. The provisional license is good for 2 years. The State of Minnesota Full License – Phase 3Applicants for the phase 3 full license must be a minimum of 18 years of age and have held a provisional license for a period of 12 months without a moving violation, alcohol or controlled substance violation. The provisional license expires on the license holders 21 st birthday.
New Restrictions for Teen Drivers in MinnesotaNighttime Limitations: First 6 Months of LicensureAs of August 1 st , 2008 teen drivers are not allowed to driver between 12:00 AM and 5:00 AM. The following are exceptions to this Law: When Accompanied by a Licensed Adult Driver 25 Years of Age or OlderDriving To or From a Place of EmploymentDriving to or From a School Event that did not Offer School TransportationDriving for Employment PurposesTeen Passenger Limitations: First 6 Months of LicensureOnly One Passenger Under the Age of 20 is Permitted in the VehicleTeen Passenger Limitations: Second 6 Months of LicensureOnly Three Passengers Under the Age of 20 are Permitted in the VehicleThe following are exceptions to this Law: Accompaniment by a parent or legal guardian.Passengers Under the Age of 20 that are Immediate Family MembersAll passengers and driver under the age of 18 must wear a safety belt or be properly restrained in a child safety seat. Teen drivers under the age of 18 may not use a cellular phone even with a hands free device; this includes text messaging and accessing the internet. It is illegal for any person under the age of 21 to consume alcohol or use illegal drugs at any time. Teen drivers that are cited for driving under the influence will lose their license for a minimum of 30 days for the first offense and are subject to further driving restrictions. State of Minnesota Insurance RequirementsThe State of Minnesota requires all vehicle owners to carry the following insurance: Personal Injury Protection – Also known as “PIP” Insurance$40,000 per person for each accident, this includes $20,000 for hospital and medical expenses and $20,000 for non-medical expenses.Liability$30,000 for injury to one person$60,000 for injury to two or more people$10,000 for property damageUninsured$25,000 for injury to one person$50,000 for injury to two or more peopleUnderinsured$25,000 for injuries to one person$50,000 for injuries to two or more peopleIf your car is owned by a lien holder because of a loan, they will require comprehensive and collision coverage. Please check with your bank, credit union or loan company for details. State of Minnesota Source Links for This InformationState of Minnesota Website - Driver and Vehicle Services State of Minnesota Website - Insurance Requirements Other Minnesota Information |
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