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New Hampshire Teen Driving Laws, Insurance Requirements & Drivers License
Teen Driving in the State of New Hampshire
Teen drivers in the State of New Hampshire may begin practice driving in a non-commercial vehicle when they have reached the age of 15 ½.
The new driver must be accompanied by a parent or legal guardian that is seated next to the teen driver at all times. The teen must carry identification that shows proof of age.
State of New Hampshire Youth Operator License
After the teen driver has reached the age of 16 they may apply for a State of New Hampshire Driver License.
If qualified all applicants 16 years of age and under the age of 21 will receive a Youth Operator License.
The Youth Operator License expires on the 21st birthday of the driver. If the applicant is 16 or 17 years of age, they must first pass a State of New Hampshire approved driver education course.
Prior to receiving a license the teen driver must pass a vision screening, a written test and a driver road test.
Teen drivers under the age of 18 must accrue 40 hours of supervised practice driving. 10 of the 40 hours must be night time driving . These hours must be documented in a driving log.
When a driver education licensing student applies for a license they must bring the following documents:
A Licensing Certificate
A Driver Log Sheet Download
A Signed Parent or Legal Guardian Authorization Certificate Download
An Original Birth Certificate Plus 1 Other Form of Legal Identification
Social Security Number
Check, Money Order or Cash for Driver License Fee
Under 18 Restrictions Youth Operator License
Teen drivers that hold a youth operator license and are under the age of 18 fall under the following restrictions:
Driving between the hours of 1:00 AM 5:00 AM is prohibited
Unless accompanied by a licensed adult that is a minimum of 25 years of age, the Youth License Holder may not drive with passengers under the age of 25 that are not immediate family members.
May not drive with more passengers than there are safety belts in the vehicle.
State of New Hampshire Insurance Requirements
Unusually, the State of New Hampshire has no mandatory insurance law. This means you can legally drive without an insured vehicle. If you are in an accident, however, you may be held responsible for all damages to the other person's property, up to and including all medical bills.
New Hampshire 's financial responsibility law requires that the DMV suspends your license until a settlement has been reached. If you have an accident without insurance, you may be required to carry insurance for a time after the accident. Below are the financial responsibility limits.
$25,000 Injury or Death of any 1 Person
$50,000 Injury or Death of more than 1 Person
$25,000 For the Property Damage of Others
You may be required to carry insurance if the following apply:
A Conviction for Drunk Driving
A Conviction for Drugs
A Hit & Run Conviction
Homicide while operating a Motor Vehicle
A 2nd Conviction for Reckless Driving
Just Cause - A Review of a Person's Driving Record for Violations After a Hearing
State of New Hampshire Source Links for This Information
State of New Hampshire Website - Bureau of Driver Licensing
State of New Hampshire Website - Driver Log Sheet
State of New Hampshire Website - Parent or Guardian Authorization Certificate
State of New Hampshire Website - Driver Manual (Download)