Indiana Teen Driving Laws, Insurance Requirements & Drivers License

Information on Indiana Teen Driving Rules, Insurance Requirements & Drivers License

Need Professional Help? Talk to a Local Defense Attorney.

Enter Your Zip Code to Connect with a Lawyer Serving Your Area

searchbox small

Learner Permit

In Indiana you must be a minimum of 16 years of age to receive a learner's permit and 15 years and 180 days old to receive a driver education permit.

  • Applicants must provide proof of identification, Indiana State residency and a Social Security Number.
  • All applicants must pass a vision screening test prior to receiving either type of permit.

Learn more about Teen Driving Laws.

The Driver Education Permit

  • As indicated, you must be 15 years and 180 days of age to receive a Driver Education Permit.
  • This limited permit allows the teen driver to enroll in a Bureau of Motor Vehicles (BMV) approved driver education class.
  • The driver education permit applicant must bring proof of enrollment in the BMV approved course.

Driver Education Permit Restrictions

  • Teen drivers holding a driver education permit are not allowed to drive alone.
  • Once the teen has started their BMV approved driver education program they may drive with a licensed parent, guardian or certified driving instructor that must be seated in the front passenger seat next to the teen driver.
  • After the teen has finished the driver education course the instructor will validate the driver education permit.
  • At this point the permit holder is allowed to practice driving with at licensed parent or guardian as long as they occupy the front passenger seat directly next to the teen driver.
  • If the driver education permit holder does not complete an approved BMV driver education course the driver education permit becomes invalid.

The Learner's Permit

  • As referenced above the applicant must be a minimum of 16 years of age to apply for a learner permit in the State of Indiana .
  • The applicant must pass a written exam that is based on information in the State of Indiana Drivers manual.
  • The learner's permit holder is not allowed to drive alone.
  • Teen drivers under the age of 18 may practice driving when accompanied by a licensed relative seated in the front passenger seat directly next to them.
  • Permit holders over the age of 18 may drive with any licensed driver seated directly next to the permit holder.
  • The applicant must hold a learner's permit a minimum of 60 days before applying for a driver's license.

State of Indiana Driver 's License

The following criteria apply to a Learner's Permit Holder applying for a Driver's License.

  • Be a Minimum of 16 Years and 180 Days Old
  • Hold an Indiana Learner's Permit for a Minimum of 60 Days
  • Hold an Indiana Learner's Permit for a Minimum of 180 Days
  • Pass a Vision Test
  • Pass a Written Exam
  • Pass a Roadway Skills Test
  • Applicants under the age of 18 must have a parent or guardian sign the financial responsibility agreement on the driver license application.

The following criteria apply to a Driver's Education Learner's Permit Holder applying for a Driver's License.

  • A Minimum of 16 Years and 180 Days Old
  • Hold an Indiana Driver Education Learner's Permit for a Minimum of 180 Days.
  • Completed a Bureau of Motor Vehicles Driver Education Course
  • Pass a Vision Test
  • Pass a Written Exam
  • Pass a Roadway Skills Test
  • Applicants under the age of 18 must have a parent or guardian sign the financial responsibility agreement on the driver license application.

Under 18 Driver License Restrictions

Teen drivers under the age of 18 are considered probationary license holders. The following restrictions apply:

If you get a probationary driver's license on or after July 1, 2009, you may not drive between 10 p.m. and 5 a.m. for 180 days after getting your license.

After you have driven for 180 days, you may not drive during the following hours:

  • Saturday and Sunday, between 1 a.m. and 5 a.m.
  • Sunday through Thursday, after 11 p.m.
  • Monday through Friday, before 5 a.m.

*Exceptions: To or From School, Religious Activity or Civil Rights Activity Sponsored by a Government or Non-Profit Agency. If  Accompanied by Parent, Guardian or Appointed Responsible Adult.

Cell Phone and Other Rules

If you got a probationary driver's license on or before June 30, 2009, you may use telecommunication devices while driving.

If you get a probationary driver's license on or after July 1, 2009 and you are under 18, then you may not operate a motor vehicle while using any type of electronic (telecommunication) device until the individual becomes eighteen (18) years of age unless the telecommunications device is being used to make a 911 emergency call.

All Passengers Must Wear a Safety Belt

You Must Abide by All State and Local Curfew Laws

Minimum Insurance Requirements in The State of Indiana

It is illegal to drive without liability insurance in the State of Indiana.

This is a Class A infraction that subjects the violator to a 90 day license suspension on the first offense and a 1 year suspension for repeat violations within a 3 year period.

The information below shows the minimum liability insurance required in the State of Indiana .

  • $25,000/$50,000 - Uninsured Motorists: Bodily Injury
  • $10,000 Property Damage
  • $50,000 Under Insured Motorist: Bodily Injury

If your license is suspended for driving without insurance the fines for reinstatement range from $150 to $300 and depend on the number of past offenses, if any.

Other Indiana Information

Follow the links below for additional information about Indiana driving laws on this website.

State of Indiana Source Links for This Information

by: , Attorney

Talk to a Lawyer

Start here to find defense attorneys near you.
HOW IT WORKS
how it works 1
Briefly tell us about your case
how it works 2
Provide your contact information
how it works 1
Choose attorneys to contact you
LA-NOLO3:DRU.1.6.2.20140813.27175