Indiana's distracted driving law generally bans texting while driving and places restrictions on talking on a cell phone for all drivers. This article discusses the specifics of what the law prohibits and the costs and other consequences of a violation.
Indiana's distracted driving laws broadly prohibit holding or using a "telecommunications device" (including a cell phone) while operating a moving motor vehicle. However, drivers who are 21 years old or older may use a telecommunications device with hands-free technology. In other words, a person who's 21 or older can't call or text someone using a handheld device, but may do so only if using a voice-activated and hands-free device. There's one exception to the handheld rule, and that's that drivers may hold a cell phone to call 911 in an emergency. (Ind. Code §§ 9-13-2-177.3, 9-21-8-59 (2025).)
For drivers who are younger than 21 years old, operating a motor vehicle while using a telecommunications device is prohibited. Unlike its laws for older drivers, Indiana prohibits drivers who are younger than 21 from using hands-free or voice-operated devices. The only exception to this ban is for making 911 calls. (Ind. Code § 9-24-11-3.7 (2025).)
A distracted driving violation is a class C infraction in Indiana. The maximum fine amount depends on your record and can be between $35.50 and $500. However, the fine isn’t the total cost. There will be additional statutory fees and court costs. (Ind. Code §§ 9-21-8-49, 9-21-8-59, 34-28-5-4 (2025).)
A texting or cell phone violation will also add four demerit points to a motorist's driving record. Accumulating too many points can lead to license suspension. However, a driver can get a four-point credit by completing a driver safety program. (140 Ind. Admin. Code 1-4.5-7, 1-4.5-10 (2025).)