Oklahoma Teen Driving Laws, Insurance Requirements & Drivers License

The State of Oklahoma Graduated License Law

The State of Oklahoma passed their graduated licensing law for teen drivers in May of 1999.

The law helps to limit high risk driving situations for teen drivers through restrictions, education and adult supervision.

As a teen driver gains driving experience and completes the requirements of their current license level, they are allowed to graduate to a less restrictive license.

The State of Oklahoma Graduated License

Teen drivers in the State of Oklahoma may begin practice driving with a driving instructor when they are 15 years of age.

There is no permit required as long as the driving is done with a certified driving instructor.

The State of Oklahoma Learner Permit

You must be a minimum of 15 ½ years of age to apply for a State of Oklahoma learner permit.

Applicants for the learner permit must be currently enrolled in a State approved driver education course or have completed an approved driver education course.

Teen drivers that are 16 years of age may receive their learner permit without the driver education requirement. All applicants must pass a written test and a vision screening.

Teen drivers that receive a learner permit may only drive while accompanied by a licensed driver that is a minimum of 21 years of age.

The State of Oklahoma Intermediate License

To receive a State of Oklahoma Intermediate License the teen driver must have held a learner permit for a minimum of 6 months.

Applicants for the intermediate license must have completed a minimum of 50 hours of on-the-road training with a licensed adult that is a minimum of 21 years of age and has held a driver license for a minimum of 2 years.

10 out of the 50 hours of driving must have been nighttime driving.

Applicants for the intermediate license must have Zero traffic convictions on their driving record and must have passed a driver skills exam.

Intermediate license holders may only drive between the hours of 5:00 AM to 11:00 PM except under the following conditions:

When accompanied by a licensed driver that is a minimum of 21 years of age

For School Sanctioned Activities

For Employment Purposes

Teen drivers that hold the intermediate license may only drive with one passenger unless they are immediate family members or they are accompanied by a licensed driver that is a minimum of 21 years of age.

The State of Oklahoma Unrestricted License

Applicants for the State of Oklahoma Unrestricted license must have held an Intermediate License for a minimum of 6 months if they have completed driver education.

If the teen driver has not completed driver education they must have held the intermediate license for a minimum of 1 year.

All applicants must have Zero traffic convictions on their driving record.

Insurance Requirements in the State of Oklahoma

All drivers in the State of Oklahoma must carry a minimum amount of liability insurance. Proof of liability insurance must be presented after an accident or when requested by a law enforcement official. The amounts listed below reflect the minimum requirements for liability insurance in the State of Oklahoma .

$25,000 Bodily Injury or Death of One Person

$50,000 Bodily Injury of Death of Two or More Persons

$25,000 Damage to the Property of Others

Please keep in mind that these are minimum requirements, you may want to discuss insurance above and beyond the legal minimum with your insurance agent.