The Kentucky Graduated Licensing
The State of
Kentucky has a graduated driving system for teen drivers that gives young
drivers the opportunity to practice driving and learn the rules of the road
under adult supervision. This increases parental involvement and lowers risk
situations for the novice driver. After the teen driver has completed criteria
associated with their current license, they are allowed to apply for the next
level in the graduated licensing system.
The Kentucky Permit Phase
teens are allowed to apply for a permit when they reach the age of 16. The
following rules apply
the applicant is under the age of 18 they must have written permission from the
parent or guardian that will take responsibility for the applicant.
applicants for a Kentucky permit must pass a vision screening and a written
applicants under the age of 21 must hold the permit for at least 180 days while
applicants over the age of 21 must hold the permit for at least 30 days.
driving the permit holder must be accompanied by an adult driver a minimum of
21 years of age.
adult must sit in the front passenger seat directly next to the permit holder.
the permit phase the teen driver must complete at least 60 hours of practice
hours of the 60 hours of practice must be nighttime driving.
the permit driver is under the age of 18 they are not allowed to drive between
the hours of 12:00 AM and 6:00 AM.
the teen driver can demonstrate good cause, they may drive during these
restricted hours for emergencies, employment or school.
holders are limited to one passenger under the age of 20 years old unless the
passenger is a directly related family member.
driver and passengers must wear safety belts at all times.
drivers that receive a moving traffic violation must restart the 180 day permit
Kentucky Intermediate License Phase
for the intermediate license must provide signed proof by a parent or legal
guardian of 60 hours of practice driving.
of these 60 hours must be completed at night.
under the age of 18 that have completed the permit phase in good standing must
pass a driver skills test prior to being issued an intermediate license.
the intermediate license holder is under the age of 18 they are not allowed to drive
between the hours of 12:00 AM and 6:00 AM.
the intermediate license holder can demonstrate good cause, they may drive
during these restricted hours for emergencies, employment or school.
license holders are limited to one passenger under the age of 20 years old
unless the passenger is a directly related family member.
to moving to the Unrestricted Licensing phase the Intermediate License holder
must complete a State of Kentucky approved new driver education program. The
choices include: (a) Graduated Licensing Course (free 4-hour
course provided by the Kentucky Transportation Cabinet in the drivers home
county), (b) High School Drivers Education Course or a similar course offered by
a Kentucky Community College, Vocational School or Job Corps, or (c) Private
Driver Training course at a Division of Driver License approved driver training
that have received their permit when they were 18 years of age or older do not
need to complete the intermediate license phase and may apply for a full
Kentucky Teen Driving Laws Update
In 2009 the
State of Kentucky passed House Bill 39
(Now Act 46) which exempts 17-year olds who have enlisted in the military and
held an instruction permit for 180 days from the requirement to obtain an
enlistment is required.
Kentucky Full Unrestricted License
intermediate license holder has completed all of the criteria listed above they
may apply for a Full Unrestricted license.
drivers are subject to Kentucky 's point system.
driver under the age of 18 who accumulates more than 6 points may have their
driving privilege suspended.
drivers 18 years of age or older that accumulate 12 points or more may also
have their license suspended.
Kentucky Insurance Requirements
illegal to drive without insurance in the State of Kentucky. Any vehicle
operating or registered in the State must be covered by liability and basic
no-fault personal injury insurance. If your vehicle is not covered your driver
license could be suspended or you may be fined and lose your license plate.
insurance requirements in the State of Kentucky are listed below.
- $25,000 / $50,000 Liability for
- $10,000 for Property Damage Liability
coverage provides protection for damage to persons or property.
coverage pays up to $10,000 for medical expenses, lost wages, and replacement
services if one is injured in an automobile collision regardless of who may
have been at fault. Higher limits of coverage may be purchased.
There are many
more details in regards to liability insurance laws in the State of Kentucky
that can be found on the State of Kentucky website located in the links posted
Follow the links below for more information surrounding Kentucky driving laws found on this website.