Insurance and Financial Responsibility Laws

SR-22 Insurance Information and Requirements

An SR-22 is an official form that is mandatory in some states to prove that the driver has the current minimum liability insurance required by state law.

Hit-and-Run Offenses

A driver commits a “hit-and-run” offense by failing to stop at the scene of a collision that results in property damage or injury or death to a person. The duties of a driver who’s involved in an accident—and the penalties for failing to perform such duties—typically depend on the seriousness and other circumstances of the accident.

Penalties for Driving Without Car Insurance

All states require motorists to carry motor vehicle liability insurance or another form of proof of financial responsibility. Driving without insurance can lead to fines, jail time, and demerit points.