You might be tempted to think that getting a speeding ticket is annoying, but that it's not a big deal and the easiest thing to do is just pay the fine and move on with your life. But don't be so quick to pull out your checkbook because a speeding ticket does affect your driving record, and even "minor" speeding tickets for just a few miles over the speed limit can add demerit points to your driving record.
Every state has some form of points system to keep track of different categories of motor vehicle related driving offenses. Some states have short lists, while others have long detailed lists that include items such as failing to dim your lights, failing to obey a funeral procession ordinance and fishtailing.
Many states assess a different number of points depending on how many miles over the speed limit you have driven. In New Jersey you can have your drivers license suspended for having 12 points on your driving record:
Illinois also has a points system, but its scale is quite different and it defines more speeding related violations that can accrue points. Here are some examples:
In most states, the penalty points that you can earn may come off your driving record, but the actual record of your violation can stay forever. Also, some states will suspend your license for X number of moving violations within a period of time, even if the points earned by those violations would not normally add up to a license suspension.
Speeding tickets, particularly those that are classified as "excessive" and may also lead to charges of reckless driving, are serious events which can have a lasting impact on your driving record and can cause you to lose your license at some point in the future. You will likely see an increase in your car insurance too. Before you admit guilt and pay the ticket, call an attorney who specializes in traffic law. He or she can advise you of your options under the law, and possibly even negotiate your ticket down to a lesser offense.